La rbc rbc et petro canada Transfer money using the RBC Mobile app or through RBC Online Banking - instantly and for free 1 - between your Canadian and U. S. RBC accounts. Pay U. S. bills in seconds - from Canada or the U. S. Get cash at over 50,000 no-fee 2 ATMs across the U. S. Ex alcalde de la ciudad de Lima, capital de la República del Perú, Ex congresista de la república, broadcaster fundador de RBC Televisión Canal 11 de Lima-Pe.

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Uses cookies and other similar technologies in order to provide you advertising based on your browsing activities and interests. If you wish to opt out of interest-based advertising click here. We’ve simplified online investing so you can reach your financial goals sooner. provides online discretionary investment management services. Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC Invest Ease Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC Invest Ease. With the expertise of our dedicated Portfolio Advisors, you can invest your money in a TFSA, RRSP and a non-registered account – leaving all the investing work to us. Afterwards, enjoy the same great service and pay only 0.5% management fee per year on your investment balance. In addition, the RBC i Shares ETFs in which RBC Invest Ease Inc. clients invest are managed by Black Rock Asset Management Canada Limited. and Black Rock Asset Management Canada Limited have entered into a strategic alliance to bring together their respective ETF products under the RBC i Shares ETF brand, and to offer a unified distribution support and service model for RBC i Shares ETFs. The services provided by RBC Invest Ease are only available in Canada. All portfolios have been developed by RBC Invest Ease Inc. ("RBC Invest Ease") in conjunction with RBC Global Asset Management Inc., an affiliate of RBC Invest Ease. The portfolios include RBC i Shares ETFs, which are managed by Black Rock Asset Management Canada Limited. and Black Rock Asset Management Canada Limited have entered into a strategic alliance to bring together their respective ETF products under the RBC i Shares ETF brand, and to offer a unified distribution support and service model for RBC i Shares ETFs. As such, the RBC i Shares ETFs are related or connected issuers of RBC Invest Ease. The projected dollar values are calculated using historical total returns compounded monthly, your time horizon, monthly contributions and initial deposit. These projected returns are for illustrative purposes only and do not represent the results of any RBC Invest Ease Inc. It is not indicative of actual or potential market conditions or RBC Invest Ease returns. These estimates are based on assumptions that are believed by RBC Invest Ease to be both reasonable and accurate and should not be relied upon as advice. The RBC Invest Ease fee includes a 0.50% annual management fee, applicable sales taxes and an assumed 0.14% weighted-average management expense ratio charged by the underlying ETFs. Accounts opened from April 24, 2020 to June 30, 2020 will not be charged the regular 0.5% management fee by RBC Invest Ease for 6 months from the date of account open. RBC Invest Ease will notify clients 60 days prior to any changes to the fees associated with their account. A weighted average management expense ratio between 0.11-0.30% will still apply to the ETFs held in our portfolios. RBC Invest Ease reserves the right to amend or withdraw this offer at any time without notice. Rbc rrsp rates rbc chemin chambly One-Year Cashable GIC link opens in new window RateAdvantage GIC link opens in new window Interest Rate-Linked GICs. Prime-Linked Cashable GIC link opens in new window RBC Funds Prices and Performance link opens in new window Prime and Other Rates. Rates for 16 March 2020. Royal Bank Prime. Royal Bank US Prime * Royal Bank US Base. RBC's GIC rates. RBC’s guaranteed investment certificate GIC rates are comparable to GIC rates from other major banks in Canada, but remain relatively competitive nonetheless. RBC offers both redeemable cashable and non-redeemable non-cashable GICs. When selecting a non-redeemable GIC, which pays you interest at its maturity date. Rates for 30 April 2020 There are many investment options available for your Registered Plan, including Registered Savings Deposits, GICs and RBC Funds options to choose from. To help you decide, we also provide the information and advice you need to make the investment decision that's best for you. Royal Bank of Canada (RY on TSX and NYSE) today announced that it does not intend to exercise its right to redeem all or any part of the currently outstanding Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series BD (the "Series BD shares") on May 24, 2020. Clients opening a personal chequing account in branch now have more secure identity verification, stronger fraud protection, and a faster account opening experience with the ability to scan government IDs or tap Passports... RBC today released its 2019 Environmental, Social and Governance (ESG) Performance Report, Task Force on Climate-related Financial Disclosures (TCFD) Report and Public Accountability Statement (PAS) - complementary documents to RBC’s annual report to shareholders.... Royal Bank of Canada (the Bank) ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI) have approved its normal course issuer bid to purchase, for cancellation, up to 20,000,000 of its common shares.... As a majority of Canadians (74%) continue to worry about their savings and how to balance immediate financial priorities against long-term needs, they are increasingly struggling to bridge a savings gap.... Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors has declared an increase to its quarterly common share dividend of three cents, or three per cent, to $1.08 per share,... For the fourth consecutive year, RBC has been selected for the 2020 Bloomberg Gender-Equality Index (GEI), which distinguishes companies committed to transparency in gender reporting and advancing women... Canadian investors are increasingly looking to build responsible investment portfolios, but they are not sure how to start and are relying on their financial advisors for guidance, according to a recent survey of Canadian retail investors by RBC Global Asset Management Inc.... While Canadian Olympians prepare to take the world's biggest sporting stage at the Olympic Games in Tokyo, RBC Training Ground will once again be searching the country for the next generation of Olympic talent.... According to a study from RBC Wealth Management, Canada sits squarely in the middle of the pack among 15 high and middle income countries in opportunities for its citizens to create wealth. RBC Direct Investing today announced that real-time streaming quotes on Canadian and U. stocks and exchange-traded funds (ETFs) are being provided to all clients at no charge, effective immediately.... Royal Bank of Canada (RY on TSX and NYSE) today announced an offering of $XX billion of non-viability contingent capital (NVCC) subordinated debentures ("the Notes") through its Canadian Medium Term Note Program.... To help business students prepare for careers in financial institutions increasingly focused on sustainability, the RBC Foundation has made a $75,000 gift to the Sustainable Finance Project at the University of Toronto’s Rotman School of Management... Royal Bank of Canada (RY on TSX and NYSE) today announced it has entered into definitive agreements to sell all banking operations in the Eastern Caribbean to a consortium of indigenous banks within the region. Royal Bank of Canada (RY on TSX and NYSE) today reported record net income of $12,871 million for the year ended October 31, 2019, up $440 million or 4% from the prior year, with diluted EPS growth of 5%. Today, Youthful Cities welcomes 60 young leaders to Edmonton for a first of its kind summit on the future of urban work. The summit delegates hail from 16 cities across Canada, including 20 young leaders from the host city - Edmonton.... In a continued effort to take its research beyond banking, Borealis AI announced a new collaboration with Mila - Quebec Artificial Intelligence Institute to support an artificial intelligence (AI) research project on climate change.... To help young Canadians prepare for the future of work, RBC Future Launch and Riipen have partnered to provide students with the opportunity to develop the skills and gain the work experience they need for the jobs of tomorrow.... Women of Influence announces the 2019 RBC Canadian Women Entrepreneur Awards finalists. This was a record-breaking year for the program with over 9,000 nominations from across the country. After an intensive judging review, 18 finalists were selected across six legacy award categories. An additional five recipients were chosen to receive the Ones to Watch Award, which recognizes entrepreneurs who have launched businesses that have made an incredible impact in fewer than three years.... RBC ranked #3 in the global "Top 25 Most Diverse & Inclusive Companies" in the 2019 Refinitiv Diversity & Inclusion Index. The D&I Index ranks over 7,000 listed companies with environmental, social and governance (ESG) data, based on a composite of metrics collected from publicly available information sources that define diverse and inclusive workplaces.... Rod Bolger, Chief Financial Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the 2019 Barclays Global Financial Services Conference in New York City on September 11, 2019 at a.m. Dave Mc Kay, President and Chief Executive Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the Scotiabank Financials Summit in Toronto on September 4, 2019 at a.m. Royal Bank of Canada (RY on TSX and NYSE) today announced that Doug Mc Gregor, Group Head, RBC Capital Markets and RBC Investor & Treasury Services, will retire on January 31, 2020 after 37 years at the bank... Royal Bank of Canada (RY on TSX and NYSE) today reported net income of $3,263 million for the quarter ended July 31, 2019, up $154 million or 5% from the prior year, with solid diluted EPS growth of 6%. Royal Bank of Canada (RY on TSX and NYSE) today announced the applicable dividend rates for its Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series BB (the "Series BB shares") and NVCC Non-Cumulative Floating Rate First Preferred Shares, Series BC (the "Series BC shares").... Royal Bank of Canada (RY on TSX and NYSE) today announced that it does not intend to exercise its right to redeem all or any part of the currently outstanding Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series BB (the “Series BB shares”) on August 24, 2019.... Royal Bank of Canada (RY on TSX and NYSE) today announced an offering of $1.5 billion of non-viability contingent capital (NVCC) subordinated debentures (“the Notes”) through its Canadian Medium Term Note Program.... Today, RBC announces the acquisition of Way Pay, a cloud-based payments fintech from Burlington, Ontario that offers business clients a best-in-class solution for accounts payable automation and payment optimization. The Royal Bank of Canada ("RBC") has partnered with more than 200 major companies in signing a "friend of the court" brief filed in a trio of landmark cases coming before the U. Supreme Court that could determine whether LGBT people are protected from discrimination under existing federal civil rights laws... Tight airport security and flight delays can definitely be a downside to air travel, but the biggest pet peeve for over a quarter (27 per cent) of Canadians is bad travel etiquette, according to a recent RBC Insurance survey. Royal Bank of Canada (RY on TSX and NYSE) today announced the applicable dividend rates for its Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series AZ (the "Series AZ shares") and NVCC Non-Cumulative Floating Rate First Preferred Shares, Series BA (the "Series BA shares").... Royal Bank of Canada (RY on TSX and NYSE) today announced that it does not intend to exercise its right to redeem all or any part of the currently outstanding Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series AZ (the “Series AZ shares”) on May 24, 2019. After three years of deteriorating housing affordability in Canada, a measure of relief arrived for prospective home owners, according to the latest RBC Economics Housing Trends and Affordability Report.... Today, RBC i Shares expanded its exchange traded fund ("ETF") lineup with the launch of the i Shares Sustainable Core ETFs, a suite of six ETFs that are expected to begin trading on the Toronto Stock Exchange today; The new funds will be managed by Black Rock Asset Management Canada Limited ("Black Rock Canada"), an indirect wholly-owned subsidiary of Black Rock, Inc.... RBCx Music, in partnership with Golf Canada, is pleased to announce a new concert series, featuring Grammy-nominated and internationally acclaimed duo, Florida Georgia Line (FGL), and JUNO award winners and homegrown rock band, The Glorious Sons, taking place at the 2019 RBC Canadian Open.... Royal Bank of Canada (the Bank) ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI) have approved its normal course issuer bid to purchase, for cancellation, up to 20,000,000 of its common shares.... Dave Mc Kay, President and Chief Executive Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the RBC Capital Markets Financial Institutions Conference on March 12, 2019, from a.m. Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors has declared an increase to its quarterly common share dividend of four cents, or four per cent, to $1.02 per share, payable on and after May 24, 2019, ... Canadian defined benefit pension plans ended 2018 in negative territory, with an annual return of -0.7 per cent, reversing gains from the previous three quarters this year, according to the RBC Investor & Treasury Services All Plan Universe. To fill the gap and allow clients time off to support a terminally ill or injured child or spouse, RBC Insurance is the first in the industry to launch the Family Compassionate Care Rider as an option for select disability plans... Today, RBC and the Academy of Canadian Cinema & Television (The Canadian Academy) announced the nine grant recipients of a new initiative called the MVP Project, which provides funding and networking support to musicians and filmmakers for music video creation and production.... Today, RBC welcomed its newest Team RBC golf brand ambassadors: Corey Conners, Brittany Marchand, Ben Silverman and Roger Sloan. These four Canadians join an elite roster of players, including Canadians Adam Hadwin, Brooke Henderson and Alena Sharp.... Canadians who are sitting on the sidelines - unsure how to invest or what to invest in - today have a new digital investment advice service to help them build their financial futures: RBC Invest Ease.... Canadian defined benefit pension plans posted a slim uptick in Q3 2018, returning 0.1 per cent, down from Q2 returns of 2.2 per cent, according to the RBC Investor & Treasury Services All Plan Universe... Royal Bank of Canada today announced that as a result of strong investor demand for its previously announced domestic public offering of Non-Cumulative, 5-Year Rate Reset Preferred Shares Series BO, the size of the offering has been increased to 14 million shares.... City National Bank today announced that after 23 years as Chairman and CEO, Russell Goldsmith will be succeeded as the company’s CEO by Kelly Coffey and that Goldsmith will continue to serve as its Chairman.... Royal Bank of Canada to redeem Non-Cumulative First Preferred Shares Series AD, Non-Cumulative Floating Rate First Preferred Shares Series AK and Non-Cumulative 5-Year Rate Reset First Preferred Shares Series AJ & ALRoyal Bank of Canada (RY on TSX and NYSE) today announced its intention to redeem all of its issued and outstanding Non-Cumulative First Preferred Shares Series AD (the "Series AD shares") on November 24, 2018, ... As part of the celebrations for next February's Black History Month, the Royal Bank of Canada today announced a call for submissions for the 10th Annual RBC Black History Month Student Essay Competition.... At the official opening of the Borealis AI Montréal lab today, Dave Mc Kay, President & CEO of RBC, announced the RBC Foundation will donate $1 million over the next three years to the Canadian Institute for Advanced Research (CIFAR).... Ninety percent of institutional investors believe environmental, social and governance (ESG) integrated portfolios are likely to perform as well or better than non-ESG integrated portfolios, according to a new global survey by RBC Global Asset Management (RBC GAM).... Entrepreneurial spirit is alive and well in Canada with more than half (54 per cent) of Canadians saying they have thought about owning their own business according to the 2018 RBC Small Business Poll. Of those who have considered owning a business, 56 per cent are already putting their entrepreneurial skills to use by making money from their passion project (28 per cent), taking on side jobs when they need money (20 per cent) and testing out a new business idea (8 per cent).... To help young Canadians prepare for the future of work, RBC Future Launch and Ten Thousand Coffees have partnered to increase access to alumni networking and mentoring for students at seven post-secondary institutions across Canada.... Rod Bolger, Chief Financial Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the 2018 Barclays Global Financial Services Conference in New York City on September 13, 2018 at a.m. Dave Mc Kay, President and Chief Executive Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the Scotiabank Financials Summit to be held in Toronto on September 5, 2018 at a.m. Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors has declared an increase to its quarterly common share dividend of four cents, or four per cent, to 98 cents per share, payable on and after November 23, 2018, to common shareholders of record at the close of business on October 25, 2018.... RBC has once again been named a constituent of the FTSE4Good Index, which measures the performance of companies demonstrating strong environmental, social and governance (ESG) practices. FTSE4Good indices are a standard used when creating or assessing responsible investment products.... Sixteen banks, UN Environment Finance Initiative (UNEP FI) and climate risk advisory firm, Acclimatise, today published new methodologies that help banks understand how the physical risks and opportunities of a changing climate might affect their loan portfolios.... The little bit of housing affordability relief that Canadian homebuyers enjoyed in late 2017 slipped away in the first quarter of 2018, according to the latest Housing Trends and Affordability Report... RBC is pleased to announce the release of the newest edition of A Chosen Journey: RBC Indigenous Partnership report. Celebrating its tenth anniversary, the report highlights a diverse range of success stories from within Indigenous communities across Canada,... The definition of legacy in Canada is shifting from value to values, as the next generation of high-net-worth1 Canadians increasingly prioritize the impact of their money throughout their lives and beyond.... RBC, across its Capital Markets and Investor & Treasury Services businesses, hosted its inaugural global RBC Trade for the Kids today, donating more than US$3 million to more than 40 of its major youth-focused charity partners... With a focus on driving innovation to deliver leading-edge solutions for its clients and support the Canadian innovation community, RBC is the first Canadian bank to launch an Application Programming Interface (API) developer portal.... RBC and Canadian Art issued the call for submissions to the 2018 RBC Canadian Painting Competition. To mark the 20th anniversary, the competition is awarding an additional grand prize: a residency at the renowned Banff Centre for the Arts, a global leader in the development and promotion of creative work in the arts.... Royal Bank of Canada (RY on TSX and NYSE) today announced it has filed its Notice of Annual Meeting of Common Shareholders and Management Proxy Circular for 2018 with securities regulators and is mailing the package to shareholders. Royal Bank of Canada (the Bank) ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI) have approved its normal course issuer bid to purchase,... Royal Bank of Canada (RY on TSX and NYSE) today reported net income of $3,012 million for the first quarter ended January 31, 2018, which includes the impact of the U. Tax Reform(1) of $178 million, or $0.12 per share, primarily related to the write-down of net deferred tax assets. Royal Bank of Canada (RY on TSX and NYSE) released today a proposed template of our Supplemental Financial Information package, reflecting the impact of the adoption of International Financial Reporting Standard 9, Financial Instruments (IFRS 9).... As Millennials move into their 30s, they share many of the same life goals as previous generations of Canadians; where they differ is in the challenge they face in financing those goals, according to RBC... RBC Wealth Management was honoured for the 11th consecutive year for best overall private banking services in Canada by its peers in the 2018 Euromoney Private Banking and Wealth Management Survey. Borealis AI, an RBC Institute for Research, is continuing to expand its artificial intelligence (AI) research team across Canada with the addition of Professor Pascal Poupart of the University of Waterloo and Professor Marcus Brubaker of York University. Royal Bank of Canada (RBC) ("RY" on TSX and NYSE) today announced the completion of its share repurchase program (the "Program"), as required by the conditions of the issuer bid exemption order issued to RBC by the Ontario Securities Commission on January 10, 2018... Rising home ownership costs in Vancouver, Toronto and Victoria pushed overall housing affordability in Canada to its worst level since the end of 1990 in the third quarter of 2017, according to the latest Housing Trends and Affordability Report issued today by RBC Economics Research.... Dave Mc Kay, president and chief executive officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the RBC Capital Markets Canadian Bank CEO Conference on January 9, 2018, from a.m. Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors declared a quarterly common share dividend of 91 cents per share, payable on and after February 23, 2018, to common shareholders of record at the close of business on January 25, 2018... Royal Bank of Canada (RBC) has introduced My Business Dashboard, a tool that brings together key metrics from the best online software into a single view to help owners make faster and better decisions to manage and grow their businesses.... Canadian defined benefit pension plans, buoyed by rebounding Canadian equity returns, posted Q3 2017 returns of 0.4 per cent according to the $650 billion RBC Investor & Treasury Services All Plan Universe,... Georgia Regional Hospital, banning sexual orientation discrimination in the workplace.... RBC and City National Bank have partnered with more than 70 other companies to sign an amicus brief in support of U. Women of Influence today announced the finalists of the 2017 RBC Canadian Women Entrepreneur Awards program. A record breaking 6,400 women entrepreneurs from coast to coast were nominated for this year... Canadian employers overwhelmingly agree on the benefits of having a diverse workforce and an inclusive workplace, but only one in 10 strongly agree that they take advantage of those benefits, according to a new report out today from the Royal Bank of Canada and the Institute for Canadian Citizenship.... From their favourite local coffee shop, to the always-reliable neighbourhood handyman, Canadians are passionate about small and local businesses. In fact, according to the 2017 RBC Small Business poll, 88 per cent of Canadians will choose to support a local business when possible,... Today, RBC announced a funding commitment of US$300,000 to support organizations providing relief and humanitarian efforts for those affected by the devastating damage caused by Hurricane Irma in many Caribbean countries and the state of Florida in the U. At a time when a large percentage of the current financial advisor force is drawing closer to retirement, RBC Wealth Management - U. aims to attract new talent to the business with a new digital storytelling initiative that shines a spotlight on the role of financial advisors and what it takes to become part of the industry.... Rod Bolger, Chief Financial Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the 2017 Barclays Global Financial Services Conference in New York City on September 12, 2017 at a.m. Dave Mc Kay, President and Chief Executive Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the Scotiabank Financials Summit to be held in Toronto on September 6, 2017 at a.m. Walk the dog, make lunch, dash out the door to work, pay bills, buy groceries on the way home, binge-watch your favourite series, reset and start all over again tomorrow. Living in the moment doesn’t leave a lot of time for planning your future, or for trying to grow any savings to finance that future. (RBC GAM Inc.) today announced the launch of the RBC Vision Fossil Fuel Free Global Equity Fund. Imagine if money management and saving could be effortless, something that happened in the background while you were busy living your life? The Fund is part of the suite of RBC Vision™ Funds that were introduced earlier this year.... $25.00 per related depositary share), together with all declared and unpaid dividends. Royal Bank of Canada (RY on TSX and NYSE) today announced its intention, subject to the approval of the Office of the Superintendent of Financial Institutions (OSFI), to redeem all of its issued and outstanding Non-Cumulative First Preferred Shares Series AB (the “Series AB shares”) on September 27, 2017, for cash at a redemption price of CDN $25.00 per share, together with all declared and unpaid dividends. The NYSE-listed Series C-1 depositary shares, each of which represents a 1/40th interest in a Series C-1 share will be redeemed concurrently with the redemption of the Series C-1 shares.... Royal Bank of Canada also announced its intention, subject to the approval of OSFI, to redeem all of its issued and outstanding Non-Cumulative Perpetual First Preferred Shares Series C-1 (the “Series C-1 shares”) on November 13, 2017, for cash at a redemption price of U. Royal Bank of Canada (RY on TSX and NYSE) today reported net income of $2,796 million for the third quarter ended July 31, 2017, down $99 million or 3% from a year ago. Excluding an after-tax gain of $235 million from the sale of our home and auto insurance manufacturing business in the prior year, net income was up $136 million or 5%( ). Results reflect strong earnings growth in Wealth Management, Insurance excluding the prior year gain on sale(1), and Investor & Treasury Services, as well as solid earnings in Personal & Commercial Banking. These factors were partially offset by lower results in Capital Markets primarily due to less favourable market conditions.... Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors has declared an increase to its quarterly common share dividend of four cents, or five per cent, to 91 cents per share, payable on and after November 24, 2017, to common shareholders of record at the close of business on October 26, 2017.... RBC, in collaboration with Trans Union, today introduced Credit View Dashboard to all online banking clients. With Credit View, clients see what credit products they have on file, their credit score, and a first for Canada - a digital simulator to help clients understand how credit works. Clients can simulate financial scenarios, like applying for a new credit card or mortgage, and by entering a few numbers and details, the credit score is recalculated based on these actions.... When it comes to post-secondary education, there are valuable life lessons - and financial lessons - to be learned outside the lecture hall. A recent poll conducted on behalf of RBCsup®/sup finds that students who receive less than one-quarter of their funding from parents feel more confident in their financial decision making and are more likely to make and stick to a budget compared to their peers who receive more financial support from their parents. Despite the boost in confidence, the road to confident money management is a lifelong journey and many post-secondary students would benefit from ongoing practice.... RBC Insurance has launched PATH, a new travel mobile app that provides travellers with the ability to view local clinics and hospitals based on their current location, or search for facilities in other locations and/or call experts directly for emergency medical assistance. Other features include up-to-date travel information, travel advisories and advice. The app is now available free in the Apple App store and for Android users on Google Play and can be easily found by searching RBC PATH... C., independent member of the company’s Board of Directors, who passed away on August 1, 2017. George of Calgary, Alberta was appointed to the RBC board in 2012 and was also formerly President and Chief Executive Officer of Suncor Energy Inc.... Royal Bank of Canada (RY on TSX and NYSE) extends its sincere condolences to the family of Mr. Who doesn't wish they had an assistant to pay their bills? Thanks to an update to the RBC Mobile app, Royal Bank of Canada ("RBC") personal banking clients are now the first in Canada who can ask Siri to pay their bills on i Phone and i Pad.... (RBC GAM Inc.) today announced that effective June 30, 2017, the funds within its two socially responsible investing (SRI) line-ups, PH&N Community Values Funds and RBC Jantzi Funds... Syria-born LGBTQ activist and emerging author, Ahmad Danny Ramadan has been named among the 9th annual RBC Top 25 Canadian Immigrants, along with doctors, artists, entrepreneurs and philanthropists. Presented by Canadian Immigrant magazine and sponsored by RBC Royal Bank, this annual awards program celebrates the achievements of inspiring Canadian immigrants.... Across the country, young Indigenous leaders are making a positive impact in their communities and businesses, as shown by the success stories featured in the latest edition of A Chosen Journey: RBC Aboriginal Partnership Report.... BMO Financial Group, CIBC, Royal Bank of Canada, Scotiabank and TD Bank Group are donating $500,000 to the Canadian Red Cross to support the devastating flooding in Québec, Ontario, BC and New Brunswick.... Toronto region's financial services employers are increasing their investment in young Canadians through a ground-breaking, sector-wide initiative to create 10,000 new work-integrated learning opportunities for post-secondary students by the end of 2020.... (RBC GAM Inc.) today announced March mutual fund net sales of $1.1 billion. ("RBC GAM Inc.") announced today a number of changes to certain RBC Funds and PH&N Funds, including mergers, fee reductions and proposed changes to investment objectives. Canadian Immigrant magazine has opened the online voting phase for its ninth annual RBC Top 25 Canadian Immigrant Awards. Long-term funds had net sales of $1.0 billion and money market funds had net sales of $99 million. This coveted award recognizes and celebrates the untold stories of Canadian immigrants who have made a significant contribution to Canada - all the more poignant this year as we celebrate Canada 150. The award program is proudly supported by title sponsor RBC Royal Bank. The public can now vote for up to three of their favourite finalists online at until May 22, 2017.... While home ownership costs remained historically elevated in Canada, they levelled out in the fourth quarter of 2016 after climbing steadily for a year and a half, according to the latest Housing Trends and Affordability Report issued today by RBC Economics Research.... RBC is focused on achieving an inclusive workplace where all employees have equal opportunity to reach their full potential, and recognises that diversity and inclusion is not just a core value, it is also a business priority... Today, as Canada Water Week kicks off across the country, RBC released its 10th annual Canadian Water Attitudes Study-an in-depth examination of how Canadians think, feel, and act in regard to our fresh water. The story that has emerged is both complex and enlightening. On one hand, it confirms how much Canadians value our water and how integral our lakes and rivers are to our national identity; on the other, it reveals a troubling carelessness with a resource Canadians still consider unlimited in its abundance.... Royal Bank of Canada (RBC) ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI) have approved its normal course issuer bid to purchase, for cancellation, up to 30,000,000 of its common shares.... Canada's leading banks and insurance companies today announced their intent to create a fund to invest up to $1 billion in Canadian businesses over the next decade to bolster growth and innovation.... Royal Bank of Canada today announced that Jennifer Tory, currently Group Head Personal & Commercial Bank (P&CB) will assume the role of Chief Administrative Officer (CAO). Neil Mc Laughlin, currently Executive Vice President, Business Financial Services, P&CB will become Group Head P&CB, replacing Ms. Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors declared an increase to its quarterly common share dividend of four cents per share, or five per cent, to 87 cents per share,... Canadian defined benefit pension plans closed out 2016 with an annual return of 6.8 per cent, up from 5.4 per cent in 2015, according to the $650 billion RBC Investor & Treasury Services All Plan Universe, the industry... For an outstanding 10th consecutive year, Royal Bank of Canada (RY on TSX and NYSE) captured top honours for private banking services in Canada in the 2017 Euromoney Private Banking and Wealth Management Survey. today announced January mutual fund net sales of $1.1 billion. In addition to this achievement, RBC received 14 first-place awards at the annual event. Long-term funds had net sales of $1.1 billion and money market funds had net redemptions of $23 million. Assets under management increased by 0.4 percent.... As Canada prepares to celebrate its 150th birthday, RBC asked high school students to reflect on the contribution of black Canadians over the past 150 years and what future generations can learn from them.... Royal Bank of Canada (RY on TSX and NYSE) (RBC) has been named ‘Best Trade Finance Provider in Canada’ for the fifth consecutive year by em Global Finance/em magazine. This award exemplifies RBC’s cross-platform collaboration and commitment to ensuring services, technology and global expertise that support clients’ international trade finance requirements.... Following recent investments in artificial intelligence (AI) and machine learning, RBC today announced Dr. Sutton, one of the modern day pioneers of AI, as head academic advisor to RBC Research...... today announced December mutual fund net sales of $874 million. Long-term funds had net sales of $883 million and money market funds had net redemptions of $8 million. Assets under management increased by 1.1 per cent.... Canadian Immigrant magazine is pleased to invite nominations for the ninth annual RBC Top 25 Canadian Immigrant Awards. The 2017 awards will be extra special this year as winners will be announced in time to celebrate Canada’s 150th birthday, a momentous occasion in the history of a nation built by immigrants.... Despite cooling home resale activity overall, housing affordability deteriorated further across all markets in Canada in the third quarter of 2016, according to the Housing Trends and Affordability Report issued today by RBC Economics Research.... (RBC GAM Inc.) today announced the launch of RBC Retirement Portfolios, a unique solution bringing over 30 years of asset allocation experience to help investors reach their retirement goals.... Dave Mc Kay, president and chief executive officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the RBC Capital Markets Canadian Bank CEO Conference on January 10, 2017, from a.m. RBC, in partnership with the Canadian Olympic Foundation (COF), Canadian Olympic Committee (COC) and CBC Sports, today introduced 25 young Canadian athletes, identified at RBC Training Ground events, who will now receive ongoing support through the program. RBC Wealth Management ("RBC"), part of Royal Bank of Canada (RY on TSX and NYSE), has won two industry accolades for its commitment to providing clients with premier wealth management capabilities and unparalleled customer service... ("RBC GAM Inc.") today announced that PH&N Short Term Bond & Mortgage Fund, PH&N Bond Fund and PH&N Community Values Bond Fund ("the Funds") will be closed to new investors effective Monday, July 4, 2016. Royal Bank of Canada ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange has approved its normal course issuer bid to purchase, for cancellation, up to 20 million of its common shares... Royal Bank of Canada ("RY" on TSX and NYSE) today announced its intention, subject to the approval of the Office of the Superintendent of Financial Institutions ("OSFI") and the Toronto Stock Exchange, to commence a normal course issuer bid through the facilities of the Toronto Stock Exchange ... Today, RBC announced a donation of $2 million to support families and communities affected by the wildfires and the recent economic downturn in Alberta, as part of its longstanding history of helping Canadians.... April data from the RBC PMI highlighted a sustained recovery in business conditions across the Canadian manufacturing sector, with growth of output, new orders and employment all accelerating since the previous month.... Canadian manufacturers indicated a positive end to the first quarter, with production and overall new orders returning to growth after a sustained period of decline, according to the latest RBC PMI survey.... Royal Bank of Canada (RY on TSX and NYSE) today announced that it has rescheduled its investor day, profiling its recently closed acquisition of City National Bank (City National), for Friday, June 17, 2016.... Overall business conditions across the manufacturing sector moved another step closer to stabilization in February, according to the latest RBC PMI survey, with output and new orders both continuing to fall at slower rates than those seen at the end of 2015. Housing affordability generally remained stable across Canada in the fourth quarter of 2015, with the exception of the scorching Vancouver and Toronto markets where soaring home prices continued to raise the bar on homeownership... Royal Bank of Canada (RY on TSX and NYSE) ("RBC") today announced the final results for its previously announced tender offer to purchase for cash all of its issued and outstanding Depositary Shares... With the assistance of community organizations, a child receives health-related services, a single mother is able to provide regular meals for her family and an elderly person can live independently in their own home.... RBC Insurance announced today that it has signed a 15-year strategic agreement with Aviva Canada Inc., which will allow it to market and sell a full suite of property and casualty (P&C) insurance products to Canadians....


Grow a comfortable nest egg with a Registered Retirement Savings Plan (RRSP). An RRSP provides you with ongoing benefits, reduces your overall tax bill today and shelters your investment income until you withdraw it. Did you know that there are ways to use funds from your RRSP without penalty? The Home Buyers Plan (for buying your first home) and the Lifelong Learning Plan (for continuing your education) let you borrow a lump sum from your RRSP and pay it back over time. What’s more, if your beneficiary is your spouse/partner or a dependent child, your estate may save on taxes as the money doesn’t have to be entered as income on your final tax return. Read Related FAQs There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the prospectus or Fund Facts before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. For money market funds there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. There is no quarterly maintenance fee charged if your combined assets are $15,000 or more across all of your RBC Direct Investing accounts. If your combined assets are less than $15,000 across all of your RBC Direct Investing accounts, you will be charged one maintenance fee of $25 per quarter (split across all of your accounts). For full details please refer to the complete Commissions and Fees Schedule at We might have removed the page when we redesigned our website. Or you might have accidentally typed the wrong URL in the address bar. If you want to help us fix this issue, we are here to help. Or you can try searching for what you're looking for. Rbc rrsp rates rbc 60 seconds I’m Ready to Get Started With RBC Direct Investing. Open an account online or try out our actual investing site — not a demo — with a practice account. Legal Disclaimer 1 There is no quarterly maintenance fee charged if your combined assets are $15,000 or more across all of your RBC Direct Investing accounts. Apr 27, 2020 Available in your Registered Retirement Savings Plan RRSP and Tax-Free Savings Account TFSA. Interest rates quoted are per annum, with interest calculated and added to principal on each 6 month anniversary date, and at maturity. Prior redemption rate 0.050 %; Minimum deposit $500 One-Year Cashable GIC link opens in new window RateAdvantage GIC link opens in new window Interest Rate-Linked GICs. Prime-Linked Cashable GIC link opens in new window RBC Funds Prices and Performance link opens in new window Prime and Other Rates. Rates for 16 March 2020. Royal Bank Prime. Royal Bank US Prime * Royal Bank US Base. A Registered Retirement Savings Plan (RRSP) is a saving and investing account explicitly purposed to help make retirement planning and saving easier for Canadians of all ages and financial backgrounds. Not only do RRSPs grant tax benefits, they also provide Canadians with immense flexibility when it comes to saving and investing their money. That said, it’s never too early (or late) to start thinking about retirement. Savings Accounts that are eligible for a promotional offer are marked throughout the comparison chart with a promotional offer icon such as or . Click this box to show only Savings Accounts that contain free promotional offers. For gift card FAQs and Terms & Conditions click here. A Registered Retirement Savings Plan ( RRSP) is a registered savings and investment account meant or retirement savings. Savings placed into RRSPs earn tax-free interest, while investments placed in RRSPs make tax-free gains and dividends. A Canadian citizen can open an RRSP the moment that they start earning taxable income. Contributing to an RRSP also reduces the yearly income tax that a person is required to pay each year. RRSPs, however, do not permit tax-free withdrawals and charge according to the account holder's income tax bracket. Like the Tax-Free Savings Account ( TFSA), RRSPs come with a contribution limit that increases every year. Contrary to common belief, the RRSP is a reasonably versatile saving and investing account. RRSPs can hold regular savings along with many different types of investments, including stocks, Exchange-Traded Funds (ETFs), mutual funds, bonds, and Guaranteed Investment Certificates (GICs), among many other types of investments. You can open an RRSP savings account online using charts like the one listed below. Purchasing investments like stocks, ETFs, or mutual funds online requires an online brokerage or robo-advisor. An RRSP Contribution Limit is the maximum amount a person can contribute to an RRSP in one year. The RRSP deduction limit increases each year for every Canadian citizen. Unused contribution room from previous years carries forward. The RRSP Deduction Limit to the contribution limit each year equals 18% of the account holder’s annual income. The amount of room in an RRSP is the sum of every previous year’s contribution limits. Contributions made to date counts as the used room. Canadians can contribute to an RRSP until the age of 71. The RRSP deadline is the last day a person can contribute to an RRSP and receive tax-benefits for that previous year. Couples can use RRSPs as an income-splitting tool, as well. Spousal RRSPs permit higher-income spouses to contribute to the RRSP of a lower-income spouse. Over time, that money becomes the property of the lower-income spouse, and when they withdraw the money in the future, it is taxed at their income tax rate. By splitting income between the members of a couple, you can potentially pay lower tax rates overall. Below, you can find every RRSP contribution limit in Canada since 1991. The RRSP Contribution Deadline is the last day that a Canadian citizen can make contributions to their RRSP and receive a tax reduction for the previous year. The deadline is set at around 60 days into the following year. There are quite a few reasons someone might withdraw RRSPs before retirement. That said, there are quite a few RRSP Withdrawal Rules that everyone should know before choosing to withdraw their RRSPs. Withdrawn RRSPs are taxed like regular income, at the same rate as the account holder's tax bracket. Canadians who own an RRSP also make tax-free withdrawals under the RRSP Home Buyers' Plan and the Lifelong Learning Plan (LLP). Those withdrawals, however, are considered to be loans and require contribution into the RRSP over a specific period, or the money you borrowed will be considered part of your income and declared as withholding tax. The contribution room does not carry over to the following year once the payment is withdrawn, either. Considering this, creating an emergency fund in savings or investing accounts with free withdrawals privileges, such as the Tax-Free Savings Account (TFSA) or the High-Interest Savings Account (HISA), might be much more suitable before saving or investing in an RRSP. Whether you're thinking of using a bank account or investing , TFSAs vs RRSPs is a comparison many people tend to compare. TFSAs and RRSPs have many similarities when it comes to savings. Both a TFSA and an RRSP are: TFSAs and RRSPs are quite different from each other, as well. Some of their most significant differences include: Naturally, whether RRSPs are worth it depends on your financial situation, along with additional factors such as age, income, and economic status. RRSPs are a tool for tax deferral, meaning that making contributions over a year can reduce a high tax rate. It allows you to withdraw that money at a lower tax rate when you retire. Maxing out a TFSA might be a more suitable option before contributing to RRSPs since tax-free withdrawals are not permitted: meaning once the money goes into the account, it will cost money to withdraw.